Having your debts negotiated by the experts at Alpha Debt Settlement is not your only options for debt relief when it comes to managing what you owe. Before you make the very important decision of how to best build a brighter future, we think it’s best that you review some of the benefits and risks associated with each of your options for debt relief.
Credit counseling will assist you in managing your debt through budgeting tools and education programs. A credit counseling agency will assist with placing you in a Debt Management Plan, and distribute payments to your creditors on your behalf.
You can consider this the equivalent of getting an education on properly managing your finances, while your counselor’s make sure you do not fall further behind on your current debts.